The Other Bank: How CDFIs and Cooperative Credit Unions Are Quietly Financing a Different Economy
While venture capital dominates the headlines, a parallel financial system built on community ownership and shared risk has been steadily funding worker cooperatives, community land trusts, and social enterprises across the United States. Community Development Financial Institutions and cooperative credit unions are proving that capital does not have to flow upward — and that the infrastructure for a more equitable economy already exists. The question is whether enough Americans know it is there